Finance Details

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Lender NameBOQ
Loan name1 Year Interest Prepaid Home Loan
Initial %4.45%
Ongoing %6.18%
Max Term Fixed Rate1
Max Term Interest Only5
Interest Type (Initial)Fixed
Interest Type (Ongoing)Standard Variable
Repayment FrequencyFortnightly,Monthly,Weekly
Repayment Type (Initial)Interest only
Repayment Type (After Initial)Principal and Interest
Additional Loan Splits Allowed9999
FinancialsFull Doc
Non ConformingNo
Product Type: CommercialNo
Product Type: Owner OccupiedNo
Product Type: InvestmentYes
Product Type: EquityNo
Product Type: ConstructionNo
Product Type: Vacant LandYes
Product Type: Line of CreditNo
Product Type: ReverseNo
Product Type: BridgingNo
NotesProduct not available under the package. Acceptable borrowers must be: - Either an Australian citizen, permanent Australian resident or eligible temporary resident; and - Acceptable borrowers are restricted to applicants living and working in Australia Acceptable Income: Any income earned overseas is unacceptable. Only income derived in Australia will be accepted for serviceability calculations. Rate Lock Fee: 0.15 % of approved loan amount. Payable if borrowers elect to lock in their interest rate on a fixed rate home loan. BOQ will hold the interest rate for 100 days from the date the request processed after which the rate on the date of lending would apply. Maximum loan term of 30 years. No minimum loan amount. RATE LOCK NOT AVAILABLE. For maximum loan amounts based on max LVR without LMI please refer to document - Lending with BOQ located in Document Library. No Redraw.
ERP Notes
BC NotesBreak cost administration Fee of $50 and break costs are charged in accordance with the facility aggrement and may be payable if: - A fix rate period broken. - More than $5,000 additional repayments in any 12 month period - A break cost event o
OF Notes$10
Other Fee NotesBorrowers to pay valuation fee charged by appointed valuer, fee will vary depending on location and the value of the property. May subject to change. Additional Security Fee: $150. Pa
Max LVR90.00%
Capitalise LMINo
LVR NotesVacant Land Investment: 90% inclusive of LMI Max LVR 90% for Investment Requires Mortgage Insurance if the amount borrowed is over 80% LVR. All investment apartments/units
Genuine SavingsYes
Genuine Savings Notes- Min LVR for genuine savings is 90% - 5% genuine Equity for owner occupied and for investment if mortgage insurance is required; The equity must be held in the name of at least 1 borrower and can include: - Funds held in a Bank Account or Term Deposit for 3 months or more; - Equity in residential property owned for at least 3 months; or - Shares held for at least 3 months. Non-Genuine Savings: Where the customer cannot demonstrate genuine savings, such applications may be considered if the customer has non-gen
Min Loan$20,000.00
Max Loan$9,999,999.00
Min Term1
Max Term30
Est Fee$0.00
App Fee$300.00
Val Fee$0.00
Legal Fee$0.00
S/m Fee$150.00
Upfront Fee$450.00
Ongoing Monthly Fee$10.00
Ongoing Annual Fee$0.00
Exit Fee$150.00
Fixed Fee$300.00
Other Fee$0.00
Internet BankingYes
Credit CardNo
BPay OptionNo
Professional PackNo
Cheque AccountNo
Intro RateNo
Telephone BankingYes
Direct Salary CreditNo
Portability of LoanYes
Redraw AvailableNo
Offset AccountNo
Min Redraw$0.00
Free Transactions per Month0
Loan Redraw Fee$0.00
Lender Category Second Tier Bank