Finance Details

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Lender NameBOS
Loan nameExpect More Home Loan - Fixed 1 Year LVR <80% (Investment)
Initial %4.39%
Ongoing %4.68%
Max Term Fixed Rate1
Max Term Interest Only1
Interest Type (Initial)Fixed
Interest Type (Ongoing)Standard Variable
Repayment FrequencyFortnightly,Monthly,Weekly
Repayment Type (Initial)P&I or I/O
Repayment Type (After Initial)P&I or I/O
Additional Loan Splits Allowed9999
FinancialsFull Doc
Non ConformingNo
Product Type: CommercialNo
Product Type: Owner OccupiedNo
Product Type: InvestmentYes
Product Type: EquityNo
Product Type: ConstructionNo
Product Type: Vacant LandYes
Product Type: Line of CreditNo
Product Type: ReverseNo
Product Type: BridgingNo
NotesIMPORTANT: PAYG only (not working in family business). At least 1 year in same line of employment. Metro postcodes only (excl. NT and TAS). This facility is subject to: The customer opening a Transaction account from which the loan repayment is debited. MAX CASHOUT AND DEBT CONSOLIDATION $50,000- MUST HAVE CFR 1.10 Extra repayments: Up to$10,000 p.a. Principal reduction allowed without penalty. Rate Lock Available. Revert Rate after fixed term is .30% above the prevailing EMHL investment variable rate at roll date Addback interest at actual rate to maximse Neg. Gearing on Investment Loans CFR 1.05
ERP Notes
BC NotesStandard Fixed Rate break cost assessment applies.
OF NotesAnnual package fee $395
Other Fee NotesStandard Legals to $400 waived for the first application only. Standard Valuation to $330 waived for first application only. Rate Lock Fee 0.20% of loan amount min $395
Max LVR80.00%
Capitalise LMINo
LVR NotesMax LVR 80% is inclusive of any LMI Premium. Max LVR and is subject to the banks postcode location assessment. Land max 70%. WA metro postcodes to max 90%LVR , regional pos
Genuine SavingsYes
Genuine Savings NotesMinimum genuine savings 5%
Min Loan$100,000.00
Max Loan$99,999,999.00
Min Term1
Max Term30
Est Fee$0.00
App Fee$0.00
Val Fee$0.00
Legal Fee$0.00
S/m Fee$0.00
Upfront Fee$0.00
Ongoing Monthly Fee$0.00
Ongoing Annual Fee$395.00
Exit Fee$300.00
Fixed Fee$350.00
Other Fee$0.00
Internet BankingNo
Credit CardNo
BPay OptionNo
Professional PackNo
Cheque AccountNo
Intro RateNo
Telephone BankingNo
Direct Salary CreditNo
Portability of LoanYes
Redraw AvailableNo
Offset AccountNo
Min Redraw$0.00
Free Transactions per Month0
Loan Redraw Fee$0.00
Lender Category Second Tier Bank